There are a couple of things you can do to fix a bad credit report. First you need to get you a copy of your credit report from all three credit bureaus. It is possible that some items are reported at one bureau and not the others. Verify that all your personal information is correct. Make sure the name, address, social security number, and all your personal information pertains to you. You also need to make sure all credit entries belong to you. If you recently divorced make sure your spouses information isn’t showing up on your report. If you find any errors or inaccurate information you need to contact the credit bureau involved to dispute the items in question.
